Travel Guard Insurance Options

What is the Accidental Rental Damage Insurance Plan?

ARDI is an insurance plan that provides coverage for accidental damages to your vacation rental property during your stay, in place of a security deposit.

Why purchase the ARDI plan?

With ARDI, you no longer have to worry about putting up a security deposit or how much will be returned when you get home.

Return home with vacation memories, not repair costs. When you include ARDI with your reservations, the cost and repair of covered accidental damage will be handled between the rental property and the insurance company.

Stay balanced. The ARDI plan can save you from tying up your credit card with a hefty authorization while you are on vacation.

What does the ARDI plan cover?

ARDI covers unintentional damage to your vacation rental property during your stay. Renters commonly use ARDI to cover things like carpet spills, furniture tears, broken lamps and more.

Staying in a pet-friendly home? ARDI provides coverage for damage caused by pets!

What is not covered by the ARDI plan?

Intentional property damage.

Pet damage in non-pet friendly vacation homes.

Please see the Description of Coverage for full terms and conditions.

All Seasons Travel Plan

• Whether it’s a winter vacation or summer get-away, there’s always a reason to purchase Travel Guard insurance.

• What if the unexpected occurs? Travel Guard’s All Season’s Travel Plan can cover you and your investment if and when the unexpected happens.

NOTE: Purchase the All Seasons Travel Plan within 21 days of initial trip payment and the Pre-Existing Medical Condition Exclusion will be waived. You must be medically able to travel when you pay your plan cost. Trip Cancellation & Interruption coverages are per booking. All other coverages are per person.

BRIEF DESCRIPTION OF INSURANCE BENEFITS

Trip Cost - Trip Cancellation/Interruption

• Sickness, injury or death of Insured, Traveling Companion, Service Animal,Family Member, or Business Partner

• Inclement Weather conditions causing delay or cancellation of travel

• A named hurricane causing cancellation of travel to the Insured’s Destination that is Inaccessible or Uninhabitable

• The Insured’s Primary Residence being made Uninhabitable by Natural Disaster, vandalism, or burglary

• The Insured's Destination being made Uninhabitable by a flood, tornado, earthquake, fire, wildfire, volcanic eruption, or blizzard that is due to natural causes, vandalism, or burglary

• Being involved in or delayed due to an automobile accident, while en route to the Insured’s Destination

• Strike, resulting in the complete cessation of travel services at the point of departure or Destination

• Termination of employment or layoff affecting the Insured or his/her Traveling Companion; must occur more than 14 days after effective date of coverage; must have been with the same employer for at least one year

• Insured or Traveling Companion is called to active military service or military leave is revoked

• The Insured has an employer-initiated transfer within the same organization of 250 or more miles after the Insured’s effective date of coverage which requires the Insured's Primary Residence to be relocated

• The primary or secondary school where the Insured or Traveling Companion is a student must extend its operating session beyond its regular schedule, which cause the extension of the originally scheduled school year beyond the originally scheduled end date and the Departure Date falls within that period of time

• A theft of passports or visas specifically required for the Insured’s Trip substantiated by a police report

$600 - Trip Delay (12 hours or more)

• Common Carrier delay

• Natural Disaster

• Injury or Sickness of the Insured or Traveling Companion

• Traffic Accident

This benefit is payable for only one delay per person per trip.

$1,000 - Baggage, Sporting Equipment & Personal Effects

Reimburses for loss, theft, or damage to:

• Baggage and personal effects

• Unauthorized use of credit cards if guests have complied with credit card conditions

$25,000 - Medical Expense

• Primary Coverage

• Medical Expenses incurred during trip

• Dental maximum of $1,000

$1,000 - Baggage Delay ($200 per day)

• Reimburses for the purchase of essential items if baggage is delayed or misdirected for more than 12 hours

$500,000 - Emergency Evacuation & Repatriation of Remains

• Evacuation to the nearest adequate medical facility

• Transportation of remains upon death

$100,000 - Accidental Death & Dismemberment

• Covers death and loss of limb or eyesight within 180 days of an accident.

Assistance Services*

Questions?

For specific questions regarding insurance, contact TRAVEL GUARD.

Our representatives are available 24 hours a day, 7 days a week.

TOLL-FREE: 1.877.249.5376

Refer to product number 008574 P1 8/09

This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., with its principal place of business in New York, NY. Coverage may not be available in all states.

• Travel Medical Assistance

• Worldwide Travel Assistance

• LiveTravel® Emergency Assistance

• Detailed Pre-Trip Travel Advisories

• Concierge Services

• Identity Theft (Not available to NY residents)

• Pet Return Service

• $100 Roadside Assistance (provided by Coach-net Services Inc.)

*Non-insurance services are provided by Travel Guard

$25,000 - Car Rental Collision Coverage

• Covers damage due to collision, vandalism, theft, windstorm, fire, hail or flood